Equipment Financing for Ontario Businesses
Finance the equipment your business needs to operate and grow — without draining your cash reserves or disrupting your working capital.
What Is Equipment Financing?
Equipment financing is a loan or lease specifically for purchasing business equipment — from manufacturing machinery and restaurant equipment to computers and commercial vehicles.
Equipment loans let you own the asset, while equipment leases let you use it and return or buy it at the end of the term.
It is often easier to obtain than unsecured lending because the equipment itself serves as collateral.
Who It's For
Who Needs Equipment Financing?
- Manufacturers needing new or upgraded production equipment
- Restaurants and food service businesses purchasing kitchen equipment
- Construction companies financing heavy equipment and tools
- Healthcare businesses purchasing medical or diagnostic equipment
- Technology companies financing servers, hardware, or specialized systems
- Any business that needs equipment to operate but wants to preserve cash
Key Benefits
Why Finance Equipment with N2 Accounting?
Preserve Cash Flow
Finance equipment over time instead of paying upfront — keeping your cash available for operations and growth.
Tax Advantages
Equipment financing can offer tax benefits through CCA deductions and interest expense — we structure it to maximize your tax position.
Flexible Structures
We help you choose between loans and leases based on your cash flow, tax situation, and whether you want to own the asset.
Fast Approvals
Equipment financing is often faster to approve than unsecured loans because the equipment serves as collateral.
How It Works
How Equipment Financing Works
01
Equipment Assessment
We review the equipment you need, its cost, and your financial position to determine the best financing structure.
02
Application Preparation
We prepare your financial package and identify the right lenders — banks, equipment finance companies, or manufacturer programs.
03
Approval & Funding
We support you through the approval process and ensure the financing is structured to minimize your costs and tax burden.
Ready to Get Started?
Book a free, no-obligation consultation with our team. We'll review your needs and recommend the right solution for your business.
Book a Free ConsultationBook My Free Consultation
Tell us about your business and we'll get back to you within one business day — no obligation, no pressure.
What to Expect
- A 30-minute call with an N2 Accounting professional
- Review of your current accounting and tax situation
- Honest recommendations — no hard sell
- A clear quote if you decide to move forward
- Response within one business day
Prefer to call directly?
416-400-7395FAQ